UPDATED APRIL 2026 — OFFICIAL SEC DATA

SEC Registered Lending Apps Philippines

ClearLoan PH's verified list of lending apps cross-checked against the Philippine Securities and Exchange Commission (SEC) register. Search any app before you borrow. Updated monthly from official SEC advisories.

⚠ 3 apps are SEC blacklisted and 2 are under active investigation. Do not apply to any app on those lists.

APR:
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Showing 10 of 10 lenders

App NameRegistered CompanySEC Reg. No.StatusMax LoanAPRLast VerifiedNotes
BillEaseFirst Digital Finance CorporationCS201618567SEC Registered₱40,00036%Mar 2025
CashaloOriente Express Techsystems, Inc.CS201619801SEC Registered₱10,000119%Mar 2025⚠ High APR — verify terms carefully before applying
CIMB REVI CreditCIMB Bank Philippines, Inc.CS200714578SEC Registered₱1,000,00024%Mar 2025
DigidoRobocash Finance Corp.CS201710002SEC Registered₱25,000143%Mar 2025⚠ Very high APR — compare alternatives before applying
GCash GLoanG-Xchange, Inc.CS200200321SEC Registered₱125,00032.8%Mar 2025
Maya GLoanPayMaya Philippines, Inc.CS201200002SEC Registered₱125,00029.2%Mar 2025
OLPOnline Loans Pilipinas Financing, Inc.CS201721304SEC Registered₱30,00096%Mar 2025⚠ High penalty fees reported
Tala PhilippinesTala Mobile, Inc.CS201617001SEC Registered₱15,000130%Mar 2025⚠ Rollover risk detected — read terms carefully
Tonik BankTonik Digital Bank, Inc.CS201920537SEC Registered₱250,00026.4%Mar 2025
UnionBank Quick LoanUnion Bank of the PhilippinesCS200000050SEC Registered₱500,00022%Mar 2025

Last updated: April 2026. Source: SEC Philippines official register and advisories. Verify at sec.gov.ph →

How to Verify a Lending App Yourself

Don't rely on our list alone — always double-check at sec.gov.ph before applying.

1

Find the Company Name

The registered name is different from the app name. Check the app's "About" page, terms of service, or Play Store listing for the legal company name.

2

Search SEC Database

Go to sec.gov.ph and use the company search tool. Search for the legal company name — not the app name — to find registration status.

3

Check for Advisories

Also search the SEC Advisories page for any recent warnings. An app can be registered but still under investigation for collection practice violations.

SEC Registered ≠ Safe Interest Rate

Being SEC-registered only means the company is legally allowed to operate — it does NOT mean the interest rate is fair. Some registered apps charge 100–365% APR. Always check the real APR before applying. Our comparison tool shows the real APR for every app.

Compare Only SEC-Verified Loan Apps

Filter our comparison table to show only apps with confirmed SEC registration and fair APR.

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