About ClearLoan PH

The Philippines' most transparent loan comparison platform. We show you what others hide.

Our Mission

ClearLoan PH was created because millions of Filipinos take out loans every year without knowing the real APR, hidden fees, or whether the lender is legally operating.

Our mission is simple: give every Filipino borrower the information they need to make a safe, informed decision — before they sign anything.

What We Do

  • Independently evaluate 30+ loan apps on 7 risk factors every week
  • Verify SEC registration status for all listed lenders monthly
  • Calculate and publish real APR — not just the advertised monthly rate
  • Monitor SEC advisories and blacklists to warn borrowers immediately
  • Produce plain-language guides on loans, credit, OFW finance, and more

Our Teams

Editorial Team
Financial Research & Writing
Data Team
APR & Fee Verification
Compliance Team
SEC & BSP Monitoring

Editorial Independence & Affiliate Disclosure

ClearLoan PH may earn affiliate commissions when users apply for loans through our links. This compensation never affects our Risk Scores, rankings, or editorial content. All evaluations are conducted independently using publicly available data.