Investment Options in the Philippines
Compared by minimum investment, risk level, and historical return range.
PSE (Philippine Stock Exchange)
Invest in Philippine publicly listed companies. Lower minimum investment through online brokers like COL Financial and BDO Nomura.
UITF (Unit Investment Trust Fund)
Pooled investment managed by bank trust departments. Available in bond, balanced, and equity variants.
Mutual Funds
Similar to UITFs but offered by investment companies like Sun Life and BPI. SEC-regulated with transparent fee structures.
GInvest (GCash)
Invest in UITFs directly from your GCash app. ATRAM and other fund managers. Fully digital, no branch visits.
Maya Savings
Maya Bank offers one of the highest savings interest rates in the Philippines — currently up to 6% p.a. on savings balance.
Tonik Bank Time Deposits
Fixed-term deposits at Tonik Bank with rates up to 7% p.a. on 12-month terms. BSP-insured up to ₱500,000.
Past returns do not guarantee future performance. Always consult a licensed financial advisor before investing.
Investment Guides
Beginner-friendly guides to growing your money in the Philippines.
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